Sumitomo Mitsui Classic Card – Learn How to Easily Apply

Being able to afford different things is one of the many goals of owning a credit card. In Japan, there are a lot of credit cards that let you do those things aside from many other benefits and perks. The problem now is how do you identify a good credit card from each other?

This is why the Sumitomo Mitsui Classic Card provides the most extensive benefits and features so you don’t have to choose any other credit cards ever. It is a well-rounded credit card suited for different kinds of transactions and allows you to earn rewards and other prizes with it.


If you’re interested, check out the article below to learn more about how to apply for a Sumitomo Mitsui Classic Card.

Sumitomo Mitsui Classic Card – Learn How to Easily Apply
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Benefits and Features of the Sumitomo Mitsui Classic Card

The Sumitomo Mitsui Classic Card is a widely accepted credit card in Japan. You can easily access your credit funds through ATMs in and out of Japan. 

Sumitomo Mitsui Classic Card – Learn How to Easily Apply
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There are several more features and benefits you would like to know more about using the Sumitomo Mitsui Classic Card. Check them all out below.


Earning Rewards and More

With the Sumitomo Mitsui Classic Card, you get to earn different kinds of rewards and have the opportunity to win exciting prizes through discounts, promotions, and many others. 

You earn rewards for using the card in many transactions, and you can redeem the points for miles

Depending on how you want to use your miles, you can accumulate them for travel discounts and gift cards. This is the perfect way to enjoy your credit card.


Travel Insurance

Traveling is always a complicated matter especially if there are accidents involved. With the Sumitomo Mitsui Classic Card, you will never have to worry about getting into an accident while you’re out traveling abroad. 

The credit card covers cases of accidents during your travel. You will never have to pay a single cent when you get an injury when you have this credit card with you.

Compatible with Digital Wallets

Most of the stores in Japan are already equipped to accept digital payments. With the Sumitomo Mitsui Classic Card, you can link your card to your digital wallet so you can pay through your credit card. 

You can still earn the rewards that you normally do when you use the card for your other transactions in this manner. The credit card is compatible with different digital wallets and various contactless payments. 

Make sure to use this feature for an easier and more secure way of paying for your purchases.

Interest Rates and Other Charges

The Sumitomo Mitsui Classic Card charges cardholders with interest rates ranging from 15% to 18% APR for purchases

The interest rate will depend on your credit history especially during your application so it is highly advised that you have a good to excellent credit score when applying for this card. 

It also does not have an annual fee which makes using the card that much affordable.

Contact Details

If you wish to learn more about the Sumitomo Mitsui Classic Card or apply by phone, you can contact their customer service hotline using the number 81-3-3282-8111. 

You can also call their hotline for updates regarding your application. You can visit their main office located at 1-1-2, Marunouchi, Chiyoda-ku, Tokyo, Japan.

How to Order the Sumitomo Mitsui Classic Card

When it comes to applying for the Sumitomo Mitsui Classic Card, all you need to do is follow the application process. 

Sumitomo Mitsui Classic Card – Learn How to Easily Apply
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The steps are very easy to understand and follow but you also need to prepare your documents which can be found below.

Applying Online

Check the official website first to learn more about the terms and conditions including all the other features and benefits that you get when you have the Sumitomo Mitsui Classic Card. 

Once you are ready, click on Apply and fill out the online application form with your details. Upload the required documents such as your pay slips or bank statements and proof of identity including any government-issued IDs. 

Review your application and submit it once you’re done.

Providing Proper Documentation

When it comes to proper documentation, there are certain requirements that you will need to prepare to make the application process a lot smoother. 

You will need to submit proof of income and you must have proof of residency in Japan. You will also be required to submit your credit history so be sure to have no records of defaults or bankruptcy so you can apply and get approved

Additionally, individuals of at least 18 years old and above can only apply for the card.

Ensuring Your Sumitomo Mitsui Classic Card Approval

There are many reasons why the issuer might approve or reject your credit card application. 

Sumitomo Mitsui Classic Card – Learn How to Easily Apply
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It is a complicated process but there are certain things that you can do to ensure that you get the approval for your Sumitomo Mitsui Classic Card application.

Check Your Eligibility

Always check that you’re eligible for the card. This means you need to fulfill all of the requirements and eligibility categories before you even apply to save yourself time. 

This is why it is also important that you do your research properly so you know their requirements.

Maintain a Good Credit Score

Your credit score will always be the reason you get approved or rejected when applying for any credit card. While some still approve even if you have a bad credit score, you may still get a very high interest rate to ensure their trust. 

If you already have a good credit score, make sure that you maintain it properly so you don’t have to deal with rejections all the time.

Try to Avoid Applying Multiple Credit Cards

One major mistake many people make is applying for many credit cards all at once. This can negatively impact their credit scores and applications. 

Avoid applying for multiple credit cards and just focus on one credit card application for the next few months. Allow your credit score to recover first then apply for the next credit card after that.


Having the Sumitomo Mitsui Classic Card means you get to use the card and earn rewards to enjoy it. This is why the Sumitomo Mitsui Classic Card is one of the most popular and most used credit cards in Japan today. What are you waiting for? Go ahead and apply to get one today!

Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.