Epos Gold Credit Card – Learn How to Easily Apply

Introducing the Epos Gold Credit Card, a premium offering packed with exclusive benefits and features. 

From cashback rewards to travel perks and purchase protection, this card is designed to enhance your lifestyle. 


This guide shows you how to apply for the Epos Gold Credit Card easily, making the process smooth and straightforward.

Understanding the Epos Gold Credit Card

The Epos Gold Credit Card offers a range of benefits that cater to various needs. Here’s a breakdown of what you need to know:

  • Cashback rewards: Earn cashback on your purchases, allowing you to save money on everyday expenses.
  • Travel perks: Enjoy travel benefits such as travel insurance, airport lounge access, and more.
  • Purchase protection: Receive protection against theft, damage, or loss for eligible purchases made with your card.
  • Concierge service: Access a dedicated concierge service to assist with travel bookings, restaurant reservations, and more.
  • Zero foreign transaction fees: Use your card internationally without incurring additional fees.
  • Extended warranty: Extend the manufacturer’s warranty on eligible purchases made with your card.
  • Price protection: Receive reimbursement if you find a lower price on an eligible item within a certain period after purchase.

Epos Gold Credit Card - Learn How to Easily Apply


Card Charges

Before applying, understanding the fees associated with the Epos Gold Credit Card is crucial. 

Here’s a breakdown of the specific fees you should be aware of:

  • Annual fee: ¥8,250 per year
  • Foreign transaction fee: 3% of each transaction in U.S. dollars, approximately ¥329.
  • Late payment fee: Up to ¥5,000
  • Returned payment fee: Up to ¥5,000
  • Cash advance fee: Either ¥650 or 5% of the amount of each cash advance, whichever is greater.
  • Overlimit fee: None
  • Balance transfer fee: Either ¥550 or 3% of the amount of each transfer, whichever is greater.

How to Apply for the Epos Gold Credit Card

Applying for the Epos Gold Credit Card is a simple process. Here’s how you can easily apply:

  1. Visit the Epos website: Access the official Epos website online.
  2. Select the Epos Gold Credit Card: Choose the Epos Gold Credit Card option.
  3. Click the “Apply Now” button: Initiate your application by selecting “Apply Now.”
  4. Fill out the online application form: Complete the digital form with your personal and financial information.
  5. Upload required documents: Submit necessary files, such as proof of identity or income.
  6. Review and submit: Double-check your application before submitting it.
  7. Wait for a decision: Allow Epos time to process your application.
  8. Receive your card: Once approved, your Epos Gold Credit Card will be delivered.

Required Documents

Before applying for the Epos Gold Credit Card, gather the required documents. Here’s what you’ll need:

  • Proof of identity (e.g., driver’s license, passport)
  • Proof of income (e.g., pay stubs, tax returns)
  • Proof of address (e.g., utility bill, bank statement)
  • Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
  • Additional identification (e.g., government-issued ID card)

Eligibility Criteria

You must meet specific criteria to be eligible for the Epos Gold Credit Card. Here’s what you’ll need:

  • Be at least 18 years old.
  • Have a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN).
  • Have a verifiable source of income.
  • Meet the credit score requirements set by Epos.
  • Not have a history of bankruptcy or delinquent accounts.

Tips for a Successful Application

To increase your chances of a successful application for the Epos Gold Credit Card, follow these tips:

  1. Check your credit score beforehand to ensure it meets the card’s requirements.
  2. Review your credit report for any errors that may affect your application.
  3. Pay off any outstanding debts to improve your credit utilization ratio.
  4. Ensure all information on your application is accurate and up-to-date.
  5. Include all required documents with your application to avoid delays.
  6. Follow up on your application if you have not received a response within a reasonable time frame.
  7. If you’re denied, wait a few months before reapplying and work on improving your credit.

Epos Gold Credit Card - Learn How to Easily Apply

Special Offers and Promotions

Special offers and promotions can make the Epos Gold Credit Card more appealing. 

Here are the current offers, listed with specific values in Japanese yen (JPY):

  • Sign-up bonus: Earn 10,000 points when you spend ¥100,000 in the first three months.
  • Introductory APR: Enjoy 0% APR on purchases and balance transfers for 12 months.
  • Rewards program: Earn 2 points for every ¥100 spent, redeemable for travel, merchandise, or credits.
  • Dining and entertainment perks: Get 20% off at select venues.
  • Travel benefits: Includes insurance, lounge access, and waived foreign transaction fees.
  • Referral bonuses: Earn 5,000 bonus points for each successful referral.
  • Anniversary bonus: Receive 5,000 points every year as a thank you.

How to Make the Most of Your Epos Gold Credit Card

To maximize the benefits of your Epos Gold Credit Card, follow these tips:

  • Understand the rewards program: Familiarize how points or cashback are earned and redeemed.
  • Take advantage of bonus categories: Use your card for purchases in categories that earn higher rewards.
  • Pay your balance in full each month: Avoid paying interest by paying your statement balance in full and on time.
  • Utilize additional perks: Use features like travel insurance, purchase protection, and concierge services.
  • Monitor your account regularly: Keep track of your spending and rewards balance to ensure you’re getting the most out of your card.
  • Avoid unnecessary fees: Minimize fees by avoiding cash advances, foreign transactions, and late payments.
  • Review your statement: Take the time to review your monthly statement for any errors or unauthorized charges.

Customer Support

For any inquiries or assistance regarding the Epos Gold Credit Card, customers can reach the customer support team using the foolwoing details:

  • Address: 1 Chome-22-6 Jinnan, Shibuya City, Tokyo 150-0041, Japan
  • Customer Center Hours: 9:30 AM – 6:00 PM
  • Tokyo: 03-3383-0101

The Bottomline

In conclusion, the Epos Gold Credit Card offers a range of benefits and features. 

Follow the steps in this guide to apply easily and enjoy rewards like cashback, travel perks, and purchase protection. 

Don’t miss out on this opportunity to enhance your financial options—apply for the Epos Gold Credit Card today and take control of your spending.


The information provided in this article is for informational purposes only and should not be considered financial advice. 

Please consult a financial advisor or card issuer for specific Epos Gold Credit Card guidance.